New York Defensive Driving Course (Point & Insurance Reduction)
The New York Online 6-Hour Internet Point & Insurance Reduction Course (PIRP/IPIRP) is a DMV-approved defensive driving course. Completing it has two major benefits: it grants up to a 10% reduction on your auto insurance premiums for three years, and it provides a DMV-applied point credit that can reduce the impact of up to four points from violations that occurred in the past 18 months. The course reviews traffic laws, defensive driving strategies, hazard awareness, collision-avoidance techniques, and the effects of driver attitude and decision-making on safety.
Who Is This Course For?
New York drivers who want a DMV-approved defensive driving course to reduce the impact of recent points on their driving record and earn an auto-insurance discount. This is a point-and-insurance-reduction course, not a ticket-dismissal course.
Course Overview
The New York Point & Insurance Reduction Program (PIRP) is a 6-hour DMV-approved defensive driving course. Completing it provides a DMV-applied point credit that can reduce the impact of up to four points from violations that occurred in the past 18 months, and grants up to a 10% reduction on your auto insurance premiums for three years. The online version is called the Internet PIRP (IPIRP) and delivers the same benefits.
The course reviews traffic laws and regulations, defensive driving strategies and best practices, hazard awareness and collision-avoidance techniques, and the effects of driver attitude, risk perception, and decision-making on roadway safety. A PIRP point credit reduces the impact of points on your driving record; it does not erase the underlying violations, and the violations remain on your record.
Course at a Glance
Duration
6 hours
Format
100% Online (IPIRP)
Audience
All ages
Requirement
NY PIRP / IPIRP
Provider
American Safety Institute
Reporting
DMV point credit + insurance discount
What You'll Complete
- Up to 10% Insurance Premium Reduction
- DMV Point Credit (Up to 4 Points)
- 6-Hour Online Course
- Collision Avoidance Techniques
- Self-Paced Online
How It Works
- 1Register online for the New York 6-Hour Point & Insurance Reduction Course.
- 2Complete the 6-hour course online at your own pace on any device.
- 3Your completion is reported to the New York DMV.
- 4Receive up to a 10% auto-insurance premium reduction for three years and a DMV point credit reducing the impact of up to 4 points from the past 18 months.
Important Requirements & Restrictions
- A PIRP point credit reduces the impact of points on your driving record; it does not erase the underlying violations, and the violations remain on your record.
- The point credit applies to up to 4 points from violations that occurred in the past 18 months.
- The insurance discount is up to 10% on liability and collision premiums for three years; check with your insurer to confirm.
- This is a point-and-insurance-reduction course, not a ticket-dismissal course.
Frequently Asked Questions
What is the New York PIRP course?
The Point & Insurance Reduction Program (PIRP) is a 6-hour DMV-approved defensive driving course. Completing it grants up to a 10% auto-insurance discount for three years and a DMV-applied point credit that can reduce the impact of up to 4 points from violations in the past 18 months. The online version is called IPIRP.
Does the PIRP course erase points from my record?
No. A PIRP point credit reduces the impact of points on your driving record; it does not erase the underlying violations, and the violations remain on your record.
How much is the insurance discount?
Completing the course grants up to a 10% reduction on your liability and collision auto-insurance premiums for three years. Check with your insurer to confirm the discount.
How many points can the course reduce?
The DMV-applied point credit can reduce the impact of up to 4 points from violations that occurred in the past 18 months.
How long is the New York defensive driving course?
6 hours, completed online at your own pace on any device.
Is this a ticket-dismissal course?
No. This is a point-and-insurance-reduction course. It does not dismiss a traffic ticket; it reduces the impact of points and earns an insurance discount.
Related New York Resources
Ready to Get Started?
Register for the New York Defensive Driving Education (Traffic School) online with American Safety Institute. Complete at your own pace on any device.
Enroll NowNew York Defensive Driving Education (Traffic School)
Provider Disclosure
DOT Driving School provides driver education information and connects students with available course providers. Course registration and course delivery for this program are provided by American Safety Institute, a third-party provider. DOT Driving School is not the course operator and does not administer this course.
Disclaimer
Courses identified as “State Approved” are licensed, approved, or accepted by the applicable state agency, as specifically stated on the individual course listing. Not all courses offered through this website are state approved or state required.
DOT Driving School is not affiliated with, endorsed by, or operated by the DMV, DOT, FLHSMV, any state driver licensing agency, or any federal, state, county, or local governmental agency, except where a specific course approval or authorization is expressly stated.